April 2020

Further changes due to the pandemic.  My hours and pay have been cut.  Bonus, I have every Friday off which I'm using to build the business.  But that means that our goals have changed, again.

The plan is to put everything into savings until we hit $30k, then throw everything at debt.  If things stay exactly the same, we should hit the savings goal by August and will payoff debt by January.  Which is frankly ahead schedule.  So laser focus is a good thing!

Q1 is done and we blew our savings goal out of the water.  Our debt paydown goal didn't do as well and didn't move from March.  I won't be reporting on debt until we start paying extra again.

But savings:

We're more than halfway to the $30k.  The tax refund is the main reason for this, but we've been putting everything we get extra there too.

Hope all is well and healthy.