Sunday, September 20, 2020

September 2020

 I'm not even sure what happened to August.  This summer has been very busy with everyone in the house.  Hardly anything has gotten done off the goals list (turns out to be a good thing as our plans have changed).

We've made some progress in the saving arena, not so much in the debt paydown.  I'm going through the Fynanc classes again, and one of the things we've agreed to do is put $2500/month in savings at the beginning of the month, so that saving is automatic and not an afterthought.  Anything that's leftover can also be put in, but this way we're constantly increasing.

Q3 Savings

We'll won't quite hit our Q3 target of $6000.  However, we will by default hit our $7500 target for Q4.  We'll hopefully end the year with almost $20k in savings, which is half the yearly goal, but still pretty good.  We'll be set to hit $30k by mid-next year, and that's with working part-time hours on my part.

The debt has only moved by regular payments, since we're focused on savings.  Still, this year has seen a lot of accomplishment.  Early next year will see the Malibu paid off (February) and us figure out something with the Alaska Visa.  Hopefully the business will have picked off that.  

Total Debt Payoff since Jan 2019